Risk disclaimer

Cyber Ready Pro is operated by KJ Digital Solutions. Everything on this site and in our deliverables is offered for risk-reduction and operational clarity — not as insurance, legal, or financial advice.

We do not guarantee that you will obtain cyber insurance, renew at a particular price, satisfy every underwriter, or receive payment on a claim. Scores, heat maps, crosswalk statuses, and sample reports illustrate process and evidence shape; they are not promises of underwriting outcomes.

“Verified,” “cannot prove,” and “missing” labels describe evidence review against questionnaire rows at a point in time. Carriers may disagree or require additional artifacts.

Your licensed broker and carrier remain the authorities on coverage, forms, and bind decisions. We support documentation; we do not replace broker counsel or carrier underwriting.

Free readiness checks and external scans are directional and may rely on self-reporting or limited external observation. Paid assessments add human review and evidence collection as described in scope documents — still without guaranteeing insurability.

If you experience a security incident or claim, follow your incident response plan, notify your broker and carrier as required by your policy, and consult qualified legal counsel. Our prior assessments do not constitute claim advocacy or coverage opinions.

You agree not to rely on this site or our deliverables as the sole basis for insurance, legal, or investment decisions. Engage licensed professionals for binding advice.