Give your clients a defensible "Yes"

We don't replace your broker — we prepare crosswalks, evidence indexes, and submission-ready briefs so your SMB clients nationwide can answer carrier questions with proof.

Send clients to the free readiness check

The problem from the broker's seat

When controls are undocumented, renewals stall, submissions bounce, and placements take longer — which means delayed commissions and more back-and-forth on every account. Carriers increasingly expect evidence, not checkbox attestation.

What you receive per referral

How to move a denied submission to closeable →

How the referral works

  1. Refer the client (form below or email introduction).
  2. We run the verified assessment workflow (typically 5 business days for S1).
  3. Client receives the evidence pack and roadmap.
  4. You receive a submission-ready broker brief PDF for the file.

Referral fees and commission splits are out of scope for this page — discuss commercial terms directly with KJ Digital Solutions.

What we don't do

  • We don't replace your broker — you keep the placement relationship.
  • We don't bind coverage or negotiate premium on your behalf.
  • We don't sign the insurance application — the client signs.
  • We don't guarantee approval, premium, or claim payment.

Referral form

No fee or commission terms on this form — introduction only.

Client self-serve: free readiness check →Register for a broker portal link →Referral dashboard (use ?token=your-ref) →